9 Best Website Payment Options for Your eCommerce Site

Good support can be the difference between a minor inconvenience and a major business disruption. Even the best systems can have hiccups, which is why stellar customer support is significant. Smooth integration means fewer headaches for you and your team, reduced errors, and a more streamlined operation overall. Don’t hesitate to request a demo or trial period to test compatibility firsthand.

Which Merchant Account Provider Is Right For Your Business?

Shopify handles these thorny parts for you where other platforms would require either manual work or some tech savvy for coding a solution. Automatically get Slack notifications for new Stripe sales, create QuickBooks customers for new Stripe payments, and connect Stripe to your entire tech stack. Read more about how to automate your payments with Stripe, or get started with one of these pre-built workflows. If you process a large volume of transactions, Helcim offers volume discounts.

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Plus, if you’re using Shopify Payments as your primary gateway, it’ll waive transaction fees on all other payment methods you’re accepting. Most payment gateway providers charge a combination of fixed transaction fees and monthly fees. Remember to factor these costs into their ecommerce payment processing strategy. While you can process payments directly through a payment processor, a payment gateway gives you added security and functionality. Ecommerce payment gateways often include additional features, such as analytics, fraud prevention, and support for multiple payment methods and currencies. Merchant Maverick has been researching the payment processing industry since 2009.

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There are a host of challenges when it comes to e-Commerce for small business owners. From logistics to customer experience to cart abandonment, many small business owners are being nudged to go digital, but without the proper tools and resources to do it the right way. If your personal credit is fair, you may have to agree to stipulations like a rolling reserve to be approved. If your credit is very poor, you may be rejected for a merchant account or have to find a co-signer.

The best online payment processing solutions for e-commerce

Create a seamless experience for your customers and support team by integrating your order tracking tool with your helpdesk and automation tools. By linking all shipping data and tracking information, you can get resolutions to customers faster and access all necessary information in one place. The customer experience you provide on your ecommerce platform is essential to business growth. Providing shoppers tracking information, email updates, and delivery dates can help create a positive view of your brand.

Shopify — Best Overall Value

• One survey showed that nearly half of customers expected an email response from businesses in less than four hours.
• Credit cards are still the preferred payment method among consumers when purchasing online, but digital wallets are fast becoming a preferred payment method, too, especially among younger consumers.
• Unlike some of the other payment processors, Clover charges a monthly software fee in addition to the per-transaction processing rates.
• Start with what you need right now and when you’re ready to take the next step up, 2Checkout has a feature to help.
• Interested in where our services are located or how various payment solutions can be helpful to your company and affect how you can attract clients?

Its fully-hosted payment pages allow you to add payment options to your site without any coding knowledge. This solution can be integrated with some third-party software you might already be using such as QuickBooks, Drupal, and Magento. It’s worth mentioning there’s even a platform for you to create an online store through Helcim. It’s also highly customizable and comes default with some great-looking themes. Pricing starts at $99 per month, which includes ACH processing, analytics, and more. Transaction fees are 0.00% + $0.08 on swiped/chip transactions and 0.00% + $0.18 on online transactions.

• A single hiccup or irritating moment while they’re at checkout could result in a higher cart abandonment rate for you—causing a sizable hit to your bottom line.
• NOWPayments has emerged as the best payment gateway in Mozambique, providing a robust solution for ecommerce businesses.
• This can often be accomplished using an API, though not every gateway offers this option.
• Furthermore, 60% of people who needed support defined « immediate » as 10 minutes or less.
• If you don’t respond quickly enough to a customer that needs assistance, they may end up contacting your company multiple times through multiple channels.
• Once you have your automated order tracking system set up, you’re not quite off the hook yet.

There are also ecommerce platforms that come with built-in payment gateways, such as Shopify Payments and Square. You also need to look at what transaction fees you might be hit with for disputed purchases, chargebacks, or credit card payments from different countries with different currencies. You’ll want to compare different ecommerce online payment solutions providers to find a fee structure that makes the most sense for your ecommerce business.

This option is secure and effective, and it minimizes the amount of setup needed. PayJunction features more than 80 integrated shopping carts, including Jotform, Magento, OpenCart, WooCommerce, and 3dcart (now Shift4Shop), making for seamless payment processing. You can accept payments anywhere in the world in over 180 currencies, across almost 100 countries, and using 200 different electronic payment methods. Square handles all the fees levied by banks, card companies, and compliance standards and only requires you to pay for what you earn.

Best Merchant Services For Small Business

However, most businesses use them because cash is no longer the most common form of payment. If you don’t have an option for processing credit card payments, you are likely to miss out on sales. The term “payment gateway” is often conflated with the terms “payment processor” and “payment service provider,” but these are three distinct things. The payment gateway is responsible for authorizing the credit card transaction and ensuring that the funds are transferred from the customer’s account to the merchant’s account. Payment gateways typically charge a monthly fee as well as a per-transaction fee. We analyzed more than 25 of the leading payment gateways and narrowed it down to the top 10, which were analyzed across 41 metrics to rank the best payment gateways for small businesses.

It provides advanced fraud prevention and dispute management tools, along with multi currency payments, dynamic currency checkouts, and advanced payment solutions specific for B2Bs. All these make it the best solution for ecommerce, online, B2B, and international payments. You’ll need a payment processor to take payments from customers who buy products through your online store. Many popular payment processors integrate with ecommerce platforms and the technology that works with them. Your ecommerce payment gateway will need to be able to support credit and debit cards from various foreign banks, and allow users to convert payments to their country’s currency. The gateway should also offer support for navigating various tax systems.